Can I keep my share savings plan (PEA) ?

You can open a share savings plan (PEA) if you are resident of France for tax purposes.

You can maintain this PEA after you leave France, unless your new residence is in a Non-Cooperative State or Territory (NCST).

Impact on your PEA if you transfer your tax residence outside France

1) To a Non-Cooperative State or Territory (NCST)

If you transfer your tax domicile to a NCST, you must close your PEA.

- If you opened it less than 5 years previously, any gains will be subject to income tax and social security contributions ;

- If you opened it more than 5 years previously, any net gains will be subject to social security contributions.

Since you will need to close your plan at the time of your move out of France, you will not yet be able to benefit from the exemption granted to non-residents.

2) To another country

In this case, the PEA's operating procedures continue to apply. Thus, any withdrawal or partial redemption carried out with respect to a PEA that is more than 8 years old will not lead to the closing of the plan but will prohibit any further contributions, unlike previous redemptions which used to lead to the closing of the plan unless they were intended for the creation or takeover of a company.